Assumptions

 

 

  • 5% annual return for both funds net of all deductions except fees (fees deducted from 5% annual return for comparison purposes).

 

  • Income stays the same over investment term.

 

  • Income is earned every year.

  • No legislative changes over investment term.

 

  • Super taxed at 15%.

  • No lump sum withdrawals over the investment time-frame.